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Additionally, customers for this kind of plan can have serious legal or criminal backgrounds. It is very important to note that various service providers provide a variety of issue ages on their ensured problem plans as reduced as age 40 or as high as age 80 - top funeral insurance companies. Some will also use higher stated value, as much as $40,000, and others will certainly permit far better survivor benefit conditions by improving the rates of interest with the return of costs or decreasing the variety of years until a complete fatality benefit is offered